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No claims discount
This is an insurance discount based on the number of
years that you have not had any claims.
Making a claim
When you make a claim your discount will probably be
reduced, usually by two steps. Fortunately your discount
may not be affected for several reasons:
- your insurers make a full recovery of costs from another party.
- they are only prevented from doing so by a knock-for-knock agreement.
- you recover all your uninsured losses
(such as accidental damage excess).
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Car insurance guide
